Effective Date: July 12, 2025

These Terms of Service (“Terms”) govern your access to and use of mhauserstudios.com (“the Website”), operated by Michael Hauser (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use the Website.

1. Use of the Website

You agree to use the Website only for lawful purposes. You are responsible for all activity under your use of the Website.

You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to the Website or its systems
• Interfere with or disrupt the operation or security of the Website
• Copy, reproduce, or exploit any part of the Website content without permission

2. Intellectual Property

All original content on this Website — including but not limited to text, custom images, code, logos, design elements, and downloadable materials — is the intellectual property of Michael Hauser unless otherwise stated. It is protected by copyright and other intellectual property laws.

Some visual elements (such as icons, photographs, fonts, or illustrations) may be used under open or commercial licenses. These third-party assets remain the property of their respective creators and are used in accordance with their licensing terms. Where required, attribution is provided, though not all licensed content may be explicitly labeled on-site.

You may not reproduce, modify, distribute, or republish any content from this Website without prior written consent, except where otherwise permitted by a specific license.

3. Educational Content and Digital Products (Future Use)

This Website may, now or in the future, offer paid courses, downloadable resources, or other digital products. By purchasing or accessing such content, you agree to the following:

• Purchases: All purchases will be subject to payment terms and refund policies presented at the time of purchase.
• License: You are granted a non-transferable, non-exclusive license to access and use purchased content for personal, non-commercial use.
• No Redistribution: You may not copy, distribute, share, or resell course materials or digital products without prior written permission.
• No Guarantees: While we aim to provide high-quality educational content, we make no guarantees of specific results or outcomes.

4. Blog Content and Personal Opinions

Content posted on the blog is for informational purposes only and represents personal opinions. It does not constitute professional advice (e.g., legal, financial, medical, or technical). Use of such information is at your own risk.

5. Comments and User Submissions

You may be able to submit comments or other content through the Website. By submitting content, you agree that:

• You are solely responsible for the content you post.
• You will not post anything unlawful, harmful, or infringing.
• You grant us a non-exclusive, royalty-free license to use, display, and distribute your content.
• We reserve the right to remove or moderate user content at our discretion.

6. Third-Party Services

The Website may contain links to third-party websites or services, such as analytics tools, mailing list providers, or payment processors. We are not responsible for the content, policies, or practices of those third-party platforms. Use of third-party services is at your own risk and subject to their own terms.

7. Disclaimer of Warranties

The Website and all content are provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not warrant that:

• The Website will be available, secure, or error-free
• Content is accurate, complete, or current
• Use of the Website will meet your expectations

8. Limitation of Liability

To the fullest extent permitted by law, Michael Hauser shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the Website or its content.

9. Indemnification

You agree to indemnify, defend, and hold harmless Michael Hauser from any claims, liabilities, damages, losses, and expenses (including attorneys’ fees) arising out of your use of the Website, violation of these Terms, or infringement of any third-party rights.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a new effective date. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the United States and the state or jurisdiction in which Michael Hauser resides, without regard to its conflict of law principles.

12. Contact

For questions, comments, or concerns regarding these Terms, please reach out via the contact form on the Website.

Owner: Michael Hauser

Website: https://mhauserstudios.com